1.47sWe were just on our way out.
1.1sNonsense.
1.43sThe evening's young.
3.1sSo, Gary, what do you do for a living?
1.5sI'm a banking industry regulator.
1.2s
1.12sReally?
4.69sYou know, I heard that banking industry regulations are really very simple.
1.12sOh, no. That's not true.
5.21sYou see, modern banking regulations are a product of five different regulatory traditions.